5.0
Google Rating
56+ Reviews
Cristina Briseño
YourFitLender · Owner | Senior Loan Originator
With over 30 years of mortgage lending experience and more than 2,000 successfully closed home loans, Cristina Briseño helps California families achieve homeownership through personalized service and financing solutions tailored to their unique goals.
Personalized Mortgage Solutions.Trusted Guidance.Proven Results.
"After being turned down by several lenders, Cristina gave me a chance and helped me get the loan I needed. Cristina and her team were professional, honest, and made the entire process easy and stress-free. I'm truly grateful for their help and highly recommend them to anyone who's been denied elsewhere. Thank you for believing in me! Kiana was also very helpful at streamlining the whole process."
Martin Cota
2 weeks ago
"I highly recommend Cristina Briseño On The Shore Lending office to anyone looking to buy a home, especially first-time buyers. My experience was truly amazing from beginning to end."
Jessica Fuentes
7 months ago
"Cristina and her whole team have been amazing throughout this whole process. For a first time buyer, it can be very nerve racking. But Cristina, Kiana and the entire team always made themselves available to answer any questions."
Ant Amaya
6 months ago
"This is my 3rd time working with Cristina and her team. Their professionalism, clear communication, and attention to detail made the entire transaction seamless and efficient."
Malaya Reese
9 months ago
"Cristina is simply the best lender I've ever worked with. I've been doing real estate for over 20 years. On every single transaction, she has always handled them with professionalism."
Alonso Magallanes
Google Review
Ready when you are
Get Pre-Qualified in Minutes
A quick, no-pressure conversation to find out exactly what you qualify for — and the smartest path to your keys.
Why Homebuyers Trust On The Shore Lending
30+
Years Experience
Mortgage Lending
2,000+
Loans Closed
Successfully Funded
★★★★★
5-Star Google Rating
56+ Reviews
Serving California
Personalized Guidance
Boutique Service
A Lender Who Finds Solutions.
If your bank said no, let us take a second look.
Not every borrower fits traditional lending guidelines.
At On The Shore Lending, we take the time to understand your financial picture and explore financing solutions designed around your unique situation.
Whether you're self-employed, rebuilding credit, purchasing your first home, refinancing, or seeking specialized financing, we are committed to helping you understand your options.
Sometimes all it takes is a second look.
Explore Your OptionsBoutique Service
Meet Cristina Briseño
YourFitLender
For more than three decades, Cristina Briseño has guided California families through one of the most important financial decisions of their lives. As Owner and Senior Loan Originator of On The Shore Lending, powered by Equity Smart Home Loans, she has closed more than 2,000 home loans across purchase, refinance, and specialized financing.
Cristina built her practice on a simple belief: every borrower deserves to be understood before they are underwritten. From first-time buyers in Long Beach to self-employed clients and seasoned investors along the coast, she takes the time to learn each client's goals and structure financing around them.
Her clients describe her as responsive, transparent, and relentlessly resourceful — the reason her practice earns a 5.0 Google rating and continues to grow almost entirely through referrals.
Loan Programs
Financing Solutions for Every Stage of Homeownership
Conventional Loans
Competitive fixed and adjustable financing for well-qualified buyers.
FHA Loans
Flexible credit and low down payment paths to homeownership.
VA Loans
Zero-down financing honoring service members and veterans.
Jumbo Loans
High-balance financing for California's premium markets.
Down Payment Assistance
Programs that bridge the gap to your first set of keys.
Non-QM Loans
Bank statement and asset-based options for self-employed borrowers.
Commercial Lending
Financing for mixed-use, multifamily, and commercial assets.
Investment Properties
Portfolio and DSCR solutions for growing real estate investors.
Refinancing
Lower payments, consolidate debt, or access your equity.
Video Library
Conversations, Insight & Mortgage Perspective
Cristina shares candid conversations on lending, homeownership and building a life by design — so you feel informed and confident every step of the way.
Equity Smart Home Loans / Top Producer Mindset Podcast
Heart To Heart With Cristina — Episode 1 with Kimberly Rangell
@yourfitlender
Mortgage insight, coastal living & closing-day moments.
Cristina Briseño
YourFitLender
Owner · Senior Loan Originator
Let's start your homeownership journey. We're here to guide you every step of the way with personalized service and expert advice.
Phone
(562) 715-3749Licensing
NMLS #299453
DRE #01378424
Ready to Take the Next Step?
Whether you're buying your first home, refinancing, or exploring your financing options, we're here to help.
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Mortgage insight, market updates, and behind-the-scenes moments from Cristina.